Home Emergency & Boiler Claims FAQs

Got a question about what happens when you make a Home Emergency and Boiler Insurance claim? Our experts have the answers you need. If you can't find what you're looking for, don't hesitate to give our friendly claims team a call on 0333 733 0733.

How do I raise a claim?
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To raise a claim on your Home Emergency or Home Emergency and Boiler cover, please call our helpline which is open 24/7, 365 days a year.

- If you hold a domestic policy, please call: 0345 030 5925

- If you hold a landlord policy, please call: 0345 030 5926

- Gas leaks must be immediately notified to the National Gas Emergency Service on 0800 111 999 before calling our claims team.

How long does the claims process take?
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Our Home Emergency and Boiler cover is designed to assist you in the event of an emergency therefore, our claims team aim to be in contact with you and work towards finding a resolution within 24 hours of the claim being raised.

How many claims can I make?
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At BIG Warranties we don’t believe that your policy should be limited to one claim per year. We believe in a comprehensive policy that covers you for up to 3 claims per year should they occur. There is a claims limit of of up to £5,000 per year, and up to £2,500 per claim (inclusive of VAT).

What happens when I raise a claim?
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When you raise a claim. our claims team will be in contact with you to to verify your identity and gather details about your emergency. We will then talk you through your coverage and outline the next appropriate steps. If your claim is accepted, our claims helpline will source a suitable, approved contractor to attend your home and address the emergency promptly.

Is there an excess to pay when claiming?
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This depends on what you select when you set up the policy. We offer a £95, £60 or no excess option. There is a minimum compulsory excess of £60 on all claims made within the first 90 days of cover if you have selected no excess.

If my claim exceeds the limit, is it automatically declined?
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No, your claim won't be automatically declined if it exceeds the limit. Instead, we will offer you the option to pay the difference if you're willing to do so.

Do you provide overnight accommodation?
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Yes, if it has not been possible to resolve your emergency, you will be provided with overnight accommodation up to the value of £250.

What happens if you cannot fix my boiler?
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If we deem your boiler beyond economical repair and it is under 6 years old, we will provide a £500 contribution towards the cost of replacing your boiler so your home will have heating and hot water once again without compromising the quality of your heating system. If your boiler is over 6 years of age and we deem it beyond economical repair, then we will give you a contribution of £250.

If you have a landlord policy and we deem it beyond economical repair, we will give you a contribution of £250.

Please note the boiler replacement contribution does not apply within the first 30 days of your policy start date.

Are all call out charges, labour and parts included?
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Yes, you can claim up to 3 times a year which covers and includes call outs, parts and labour.

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We provide a great range of home appliance insurance policies and warranties for landlords and homeowners across the UK, covering ovens, fridges, washing machines, freezers, dishwashers and more. Plus affordable landlord and homeowner home emergency insurance covering boilers, plumbing and drainage and even more.
© {YEAR} BIG Warranties Ltd (Company No. 07002567) is authorised and regulated by the Financial Conduct Authority under FRN No.798998. BIG Warranties Trading Address: Enterprise House, 21 Oxford Road, Bournemouth, BH8 8EY