UK Breakdown Cover

Whilst UK breakdown cover is not a legal requirement, it is worth taking out cover to ensure you have access to prompt roadside assistance when you need it most. Taking out breakdown cover provides a variety of further features, such as recovery, home assist and alternative accommodation. Get an instant online quote.

European cover available

Caravans & trailers covered

Alternative transport provided

Protect your journey from £7.59 a month

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Over 14 years experience

Our experience in providing comprehensive protection for our customers has resulted in us becoming the UK’s leading provider of breakdown cover.

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We've insured 200k+ customers

Customer satisfaction is at the heart of everything we do, which is why we offer affordable policies without sacrificing the service or features you need.

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24 hour claims

We understand that breakdowns can happen any time of the day or night, which is why we're on hand around the clock to answer your call in an emergency.

How it works

It's easy to take out motor breakdown cover with
BIG Warranties

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Fill out the form on this page

Simply enter your details via the form on this page and you'll receive an instant price online.

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Pick up the phone

A member of our UK-based team will be in touch to discuss your quote - we operate 9am-6pm Mon-Fri.

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Tell our agent which cover level you need

Our agents will work with you to quickly find an appliance policy that suits your needs and budget.

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Finish setting up your cover

Once you have agreed on a cover level for your vehicle, we'll set up your policy and send all of your documents over via your preferred method.

With you every step of the way

Reliable motor breakdown insurance

A car breakdown can be stressful, but with a comprehensive motor breakdown policy you can rest assured that you won't be stuck by the roadside with a hefty repair bill on it's way.

We strive to protect our customers when the worst is to happen, with excellent policy benefits such as roadside assistance, national recovery and home assist as standard. Plus, with options to cover you in the UK or UK and Europe, we are sure to have a policy to suit your needs. Give our expert advisors a call to take advantage of our flexible payment plans and range of different cover options.

"Michael was very helpful. He told me how much I could save paying annually. He explained everything clearly. We had a joke which made it more personal. Very pleased with the service given."
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Hazel Smaggasgale

We'll be there, wherever you are

Nationwide recovery

With nationwide recovery and 24 hour service, your BIG recovery team will be there to help no matter where you area in the UK. Don't be a sitting duck, take out a low price breakdown cover policy online in seconds.

Want to find out more? Check out our motor breakdown insurance FAQs.

"Very good service today from Laura. Hassle free and straightforward. Lovely to get the human touch in this technological world. I would definitely recommend. Thank you."
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Louise Mead

Don't lose a wink of sleep

Emergency overnight accommodation

Car broken down in the middle of the night? Don't fret, our recovery team will be with you as quickly as possible and will find you overnight accommodation if a mechanic can't get your car back on the road there and then.

We're committed to offering our customers a standard of service that rivals the big names in the industry, without the huge premiums. Choose a monthly or annual policy with an excess level of your choice, to create a policy that suits your needs and budget.

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Get BIG car breakdown cover at small prices, today.

Protect what matters most to you with comprehensive cover.

Trusted by our wonderful customers

Frequently asked questions

We believe that motor breakdown insurance should be simple, which is why we cut the jargon and leave you with nothing but low price policies that offer peace of mind and help in case of a fault. Check out our FAQs to find out more, or feel free to get in touch with our team of experts.

Still have questions?

What happens if my vehicle breaks down at the roadside?
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If your vehicle breaks down in the UK, call our 24-hour rescue line and request assistance. Please quote your registration and have your location ready as well as a contact telephone number.

We will first attempt to repair your vehicle by the roadside, but if this is not possible we will arrange vehicle recovery to the nearest garage able to undertake the repair. In the event, you break down and there isn't a garage available, we will arrange transport for you, your vehicle and any extra passengers to your home address or original destination.

How quickly will you come out to me in the event of a breakdown?
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We aim to have a recovery operator with you within 60 minutes, however, this may vary in mainland Europe, depending on your location.

Am I covered if my vehicle runs out of fuel?
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Yes, you are entitled to assistance for lack of fuel or running out of charge. We will recover you, the vehicle and any passengers to the nearest fuelling facility.

Do you pay for my hotel if I'm away from home?
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Depending on your circumstances we may decide to provide alternative accommodation. Within the UK, we will pay a maximum of £150.00 for a lone traveller or £75.00 per person towards the reasonable cost of overnight accommodation including breakfast for you and the passengers whilst the vehicle is being repaired. The maximum emergency overnight accommodation payment per incident is £500.00.

For European policies where breakdowns occur abroad and the vehicle cannot be repaired on the same working day and results in you not being able to stay at your pre-booked accommodation, the limit is increased to £150.00 per person for one night.

The maximum emergency overnight accommodation abroad payment per incident is £1000.00.

This process is on a pay and claim basis and authorisation must be gained from our rescue coordinator.

Will you pay for parts or labour if the vehicle needs to be repaired?
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No, any work carried out, other than roadside assistance, will be a separate contract between you and the repairing garage. You will need to pay for all parts fitted roadside or at the repairing garage.

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We provide a great range of home appliance insurance policies and warranties for landlords and homeowners across the UK, covering ovens, fridges, washing machines, freezers, dishwashers and more. Plus affordable landlord and homeowner home emergency insurance covering boilers, plumbing and drainage and even more.
© {YEAR} BIG Warranties Ltd (Company No. 07002567) is authorised and regulated by the Financial Conduct Authority under FRN No.798998. BIG Warranties Trading Address: Enterprise House, 21 Oxford Road, Bournemouth, BH8 8EY